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Diabetic Life Insurance

Q: I am diabetic. How does this affect my life insurance policy?

A: This is a very serious condition, which can reduce your life expectancy, and you may be prone to complications which can cause other illnesses or conditions. Therefore many insurance companies are unable to cater for diabetics, or will only make insurance policies available at very high premium levels. This will obviously depend on the nature and severity of your condition.

The Financial Services Network has set up Financial Medical Limited, a specialist company dealing in life and health insurance policies for people who are affected by this condition.