New life insurance policy launched

Fri, 15 May 2009

Children’s Mutual have launched a new life insurance product that returns premiums to a customer if no claim is made. Known as a ‘win-win’ life insurance policy, the Return of Premium Life Insurance Policy is being launched as a unique product that provides a positive twist to a standard life insurance product.

Normal life insurance cover only pays out should the insured policyholder die during the term of the policy. With the new offering from Childrens Mutual, the premiums are returned even if the insured does not die.

Policyholders can choose cover up to £100,000, in what could be the only policy of its type in the UK. The CEO of CM, David White, reportedly commented: "We have worked closely with ACE to develop a form of term insurance that will offer our customers reassurance and value throughout as well as giving them an added reward at the term end."
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