Life insurance is incorrectly regarded as an extremely expensive type of insurance policy, according to recent research by Legal and General. The company claim that the majority of Brits could be put off investing in a life insurance policy due to fears of how much it could cost.
Whilst 35 per cent of those surveyed overestimated cost of adding critical illness insurance to life cover, a whopping 65 per cent over-estimated the cost of a standard life insurance policy.
UK life insurance is at its cheapest level in years, with a fiercely competitive market place driving costs down. Karen Blatchford, the commercial director for housing at L&G, reportedly commented: "Just 38% of the people we surveyed have life insurance, which is cause for concern. People may wish to consider covering not just their mortgage debt, but their family expenditure and bills. Most families would really struggle if there was an unexpected drop in the household income."







