When buying a life insurance policy, whether from an established financial services company or off the shelf at a supermarket chain, read the small print in close detail before committing.
The life insurance industry has changed in recent years, with 'no medical' insurance for over 50s and insurance with instant underwriting becoming more and more popular.
For instance, recent Asda and Tesco life insurance policies for 50 plus customers may be expensive for those that live to an old age. That means that customers could end up paying through the roof for a policy that only returns a limited amount. Life insurance experts don't condemn the policies, but make it clear that an informed decision can only be made with a whole of market search.




