The Association of British Insurers recently commissioned research that shows pessimism about the economic climate. However, the YouGov poll indicates the consumers will not consider insurance products to guarantee financial stability.
The Assistant Director of Health and Protection Insurance, Nick Kirwan, reportedly commented: "It is worrying that so many people are not prepared to look at taking out protection insurance, even insurance which covers redundancy given the uncertain economic outlook. It’s clear that we need to work harder to get the message across about the peace of mind and value that having the right protection insurance gives individuals and families. We recently published a consumer factsheet on protection insurance products . We hope this will encourage more people to consider protecting their most important financial assets – their income and their home."
The Director of Research and Chief Economist at the ABI, Rebecca Driver, reportedly commented: "Confidence in the economy is deteriorating rapidly: 61% of people now think the economy is a lot worse than a year ago, compared to 49% in April. Only 5% expect the situation to improve in the next year. But people are less pessimistic about their own circumstances – while 9% feel a lot more concerned about the prospects of losing their job than they were three months ago, 13% actually feel a lot less concerned. However, only 31% think that they could cope financially with job loss. Given the economic outlook and the risk of rising unemployment, people need to develop strategies to protect themselves better."




