According to a new report from the life insurance industry, Edinburgh-based life insurance company Standard Life are planning to offload some of their responsibilities for some of their customers receiving annuities or personal pensions . The company say the deal makes no difference to their existing customers.
Standard Life are reported to be adopting the strategy to offset the risk of policyholders living longer than expected. Chief executive of Standard Life, Sandy Crombie, reportedly commented: "It substantially reduces pure longevity risk while providing a significant increase to embedded value, a release of cash and a reduction in capital requirements. It creates capacity to broaden our innovative product range and take advantage of the profitable opportunities available to us.""
Crombie himself has been in the industry news lately, as speculation grows about his date of retirement .




