Buying any type of financial services product should entail getting out the magnifying glass and having a thorough read of the small print. Failure to do so, according to one adviser, could be the start of consumer woes.
The adviser, who is an employee of Libra Financial Planning, has been quoted in the financial press today. He reportedly points to the discrepancy between the terms life insurance and life assurance two terms that are often, wrongly, used to mean the same thing.
In reality, as any financial adviser will pick up, life insurance is designed to cover potential events, whilst life assurance is guaranteed to pay out on a set event. The terms are often used interchangeably, and by checking the small print it is possible to uncover exactly what is required.




