According to financial services information and comparison site the Motley Fool, more and more UK consumers are choosing to take out term life insurance rather than whole of life insurance products .
Term insurance is a certain type of life insurance policy that will pay a lump sum should the holder die during the term of cover. Whole of life insurance pays out the sum whenever the policyholder dies, so long as insurance premiums are paid.
The most appropriate type of life insurance policy will depend on the individual consumer. For instance, term life insurance does have the disadvantage of only continuing for a set period. When a term expires, the consumer may find themselves unable to be insured .
Each type of life insurance has pros and cons, experts say, and consumers need to choose the product most suitable for their own needs.




