New special life insurance deals with guaranteed acceptance could cost over twice as much money as they need to, according to reports from an independent insurance company .
Life insurance plans with guaranteed-acceptance are becoming more common for the over-50s arm of the life insurance market . Post Office Financial Services have recently entered this market.
When it comes to this type of life insurance scheme, the applicant only has to submit simple information such as choice of premium, age and gender. However, BestDealInsurance have raised the point that many policyholders are paying way over the odds for their policies .
David Thomson, speaking for the firm, reportedly commented: "Consumers could easily get more life cover elsewhere. Over50s plans are a cash cow for the insurers. How else can they afford the giveaways?"




