Legal and General, the popular UK insurance company, have modified life insurance rules known as ongoing duty of disclosure restrictions.
The rules previously stipulated that if a policyholder faced any health or life changes between when they had applied for a life insurance policy, and the date on which the policy actually started, they had to notify the insurer .
The insurance company is the first to do away with these rules, scrapping them from October onwards, on all individual life insurance products . This range includes whole of life, critical illness insurance, income protection insurance, and term life assurance .
The claims and underwriting director at L&G, Russell Whitworth, reportedly commented: "We have taken the opportunity to bring our practice in line with the expectations of our customers and remove this ongoing responsibility to disclose information, which is often seen as a burden to them. This market innovation clearly demonstrates our commitment to treating customers fairly by paying all valid claims and to provide customers with the peace of mind they require."




