Life assurance for 50 plus

Fri, 09 Nov 2007

Life assurance for 50 plus consumers is often regarded as being too expensive, although whole of life policies designed for the 50 plus segment of the market are becoming more common.

These specific policies are considered more simple, because they often do away with the need for health checks and complicated medical questions. Although the cover provided by this type of life insurance policy is often basic and limited, and the cost to cover can still be high, they are an acceptable form of life insurance for older people.

Many life assurance policies of this type include strict terms &conditions, and are quite inflexible. Some insurance companies, for instance, will refuse to provide cover until the policy has run for a certain period. Top insurance companies that provide insurance policies of this type include Engage Mutual and St Andrews.

Age Concern are rumoured to be creating an insurance policy of this type.
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LV 50 Plus Plan

The LV 50 Plus Life Insurance Plan from Liverpool Victoria is cover for people over the age of 50.
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