A new report by the Irish Financial Regulator has found that there are considerable variations in the cost of home insurance and life insurance . A recent survey found that considerable savings can be made on life insurance products, as well as potential annual savings of over 100 euros on home insurance .
The Head of Consumer Information, Sharon Donnery, reportedly commented: "When buying and running a home, there are so many expenses, so it is really important to get the best value financial products. Our home insurance survey shows potential savings of over 100 on six of the eight profiles we have featured, up to a potential saving of over 180 per year for insurance on a 4-bedroom house in Co. Meath."
Donnery reportedly continued: "In addition to the savings you can make by shopping around for home insurance, our life insurance survey shows the monthly costs for life cover and mortgage protection with eight different providers. Mortgage protection is a life insurance product that repays your mortgage in the event of your death. As most mortgage holders are legally required to take out this insurance, you should make sure that you are not paying more than you need to. Our survey shows that a 37 year-old male non-smoker could make savings of over 14 per month on a 20-year mortgage protection policy. Over the term of the mortgage, this monthly difference would amount to over 3,300."




