When it comes to buying your first home, one financial adviser makes it clear that buying life insurance alongside it should be a given.
Key Financial Consultants claim that although buying life insurance together with getting a mortgage loan is not essential, those who do not take out a life insurance policy with their mortgage are less likely to do so.
Life insurance, particularly once a consumer has a debt like a mortgage loan or dependents like a family, should be considered essential the expert advises.
Dominic Mansley, the managing director of Key, reportedly commented: "It's very much a case of priorities and affordability, and if we see people very much struggling to afford a mortgage then we do see quite often they will neglect to take out cover ."
A recent study by the Association of British Insurers indicated that around 30 per cent of people in the UK have no life insurance at all.




