According to website bestdealinsurance.co.uk, getting naked when you are weighed for life insurance could make all the difference to the cost of your policy . Life insurance companies now load policies with anything from 50 to 200 per cent on initial quotes for those who are overweight or obese .
Just the difference of a few pounds could result in a better premium . Bestdealinsurance indicate sample cases, including one where an overweight customer received a 50 per cent loading with one insurance company, and weighed himself in the nude and was accepted at standard rates by another company .
Your habits can also make a big difference to your life insurance premiums. For instance, mountain climbers may be charged 50 per cent extra on their life insurance policy . Flying may also increase premiums, as may apparently irrelevant conditions such as asthma .
The chief executive of Bestdealinsurance, David Thomson, reportedly commented: "It can simply be a case of matching the right insurer to an individual's circumstances which an independent brokerage can do. Just buying your life insurance online without any intervention or discussion with a qualified adviser could mean your hobby or interests could be costing you more than you think."







