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Get naked and save on life insurance

Fri, 11 May 2007

According to website bestdealinsurance.co.uk, getting naked when you are weighed for life insurance could make all the difference to the cost of your policy . Life insurance companies now load policies with anything from 50 to 200 per cent on initial quotes for those who are overweight or obese .

Just the difference of a few pounds could result in a better premium . Bestdealinsurance indicate sample cases, including one where an overweight customer received a 50 per cent loading with one insurance company, and weighed himself in the nude and was accepted at standard rates by another company .

Your habits can also make a big difference to your life insurance premiums. For instance, mountain climbers may be charged 50 per cent extra on their life insurance policy . Flying may also increase premiums, as may apparently irrelevant conditions such as asthma .

The chief executive of Bestdealinsurance, David Thomson, reportedly commented: "It can simply be a case of matching the right insurer to an individual's circumstances – which an independent brokerage can do. Just buying your life insurance online without any intervention or discussion with a qualified adviser could mean your hobby or interests could be costing you more than you think."
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