According to a recent report by the Post Office, those consumers who choose life insurance and other forms of insurance through their mortgage provider could be saving money by shopping around for deals. The total amount lost by failing to consider other insurance avenues, the Post Office estimate at £600 million.
When borrowers take out a mortgage loan, they are often offered home and life insurance policies . Apparently, as many as one in ten borrowers chose life insurance through their mortgage provider because they believed it to be a compulsory purchase.
Apparently, as many as 63 per cent of people fail to search for cheaper insurance deals due to convenience. The head of insurance at Post Office Financial Services, Phil Ashkuri, reportedly commented: "Convenient doesn't always mean cheap. Many homeowners don't realise taking out buildings and contents insurance with their mortgage lender is generally not the best value deal."




