According to a recent ABI (Association of British Insurers) report, decreasing term life insurance policies, usually assured against mortgages, are becoming more and more popular.
This type of life assurance policy is directly linked to a mortgage, and the debt will be fully covered in the event of a death. That way, mortgage borrowers can ensure family members and dependants wont be left with debt following a death.
A spokesperson for the ABI, Jonathon French, reportedly commented: "Over time, as the outstanding balance on your mortgage goes down, so the sum assured on you life policy goes down. If a claim were made at any time, then the mortgage would be fully covered."




