According to a new study by Prudential, over 1.6 million people have had their insurance claims rejected in the last half a decade, a percentage of which were on life insurance policies .
Life insurance companies are clear when they tell would-be policyholders to disclose all. The result if one does not, clearly, could be rejection of an insurance claim . In the case of life insurance, a rejected claim is likely to not only be emotionally tense, but also potentially a financial catastrophe.
Customers who took out protection policies, even those who chose independent financial advice, can be let down when their claims are rejected. Following the Prudential study, it appears that around 20 per cent of those claims rejected were from life insurance policies. Although this pales into comparison when it comes to critical illness claims (which made up 60 per cent of the total), life insurance policies are clearly not guaranteed.




