An exciting new business aims to assume a percentage of the UK life insurance sector over the next ten years, according the chief executive.
Nucleus Financial Group, who are aiming for a market capitalisation of the same type as Standard Life, will put Independent Financial Advisers at the helm of shifting value away from the life insurance sector. The chief executive, David Ferguson, said that the distribution of value between insurers and the intermediary industry was irrational.
The UK life sector is estimated at being worth 100 billion, whilst the IFA sector is worth just 1 billion. Ferguson continued: "We aim to expose the life industry as a complete commodity -- just a basket of assets. The UK life sector is grossly over-valued, because it's based on a series of assumptions that will never be borne out in practice. Over the next 10 or 20 years, 20-25 billion pounds could fall out of its value: I think it's overvalued by that much."
Nucleus will move into providing services for IFAs, and they have massive aspirations, with the aim of stripping layers from the cost. IFAs are expected to own 51 per cent of the shareholding. With investors and other interested parties flocking to Nucleus, the future could be bright.




