Pension Term Assurance (PTA) has recently been held up in the financial news as a way to save money on life insurance . Because of the championing of this product, the cost of life insurance policies are actually being driven down, according to fresh research by one price comparison website.
Apparently, customers taking out life insurance policies have benefited in a reduction in price during the last five years due to a number of different factors. These include a more competitive market place, a greater access to a range of quotes, and improvements in medical technology.
The life insurance product manager at the Money Supermarket, Emma Walker, said: "PTA has been one of the main factors of driving life policies down, owing to the tax relief that you can benefit from."
www.lifeinsurance.co.uk recently reported that PTA insurance, despite being an obvious way of saving money, could be a poor alternative to life insurance for some customers. Higher rate taxpayers could really benefit from PTA insurance in some cases.




