Deciding whether to commit to a life insurance policy is an important decision that many of us have already had to take. Life insurance is a financial commitment, but it can be the most important investment you make. However, policies run for a long time, so life insurance should never be considered lightly.
Life insurance causes the amount insured (sum insured) to be paid to a named beneficiary or beneficiaries if the insured should die. Life insurance provides death benefit protection in the most tax efficient way possible. For many people, life insurance allows one to transfer wealth through their estate to their beneficiaries, in a tax efficient way.
Life insurance is often bought to provide security for a family or spouse, who may otherwise face financial risk. Life insurance is usually intended to support someone who relies on your income in order to survive. Before choosing life insurance cover it can be a good idea to take independent financial advice to ensure you choose the best insurance product possible.
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Do you need life insurance?
Mon, 20 Nov 2006
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LV 50 Plus Plan
The LV 50 Plus Life Insurance Plan from Liverpool Victoria is cover for people over the age of 50.
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