The Association of British Insurers has launched a fresh new consumer guide that is aimed at gay men. The guide is concerned with HIV and Life Insurance, and coincides with World AIDS day.
The aim of the guide is to display how insurance companies deal with the complicated (in insurance terms) issues of sexuality. The guide also dismantles many of the rumours and myths that surround life and protection insurance for gay men.
The ABI are apparently aiming to end misconceptions about insurance. Richard Walsh, the head of health insurance at ABI, said: "Insurers now have strict guidance to ensure that only relevant information is taken into account when determining premiums and levels of cover. Application forms no longer ask questions about sexuality. This Consumer Guide explains to the gay community the changes that have been made through ABI best practice. It lays to rest the common misconception that just taking an HIV test will have an impact on insurance applications. The ABIs Expert Working Group on HIV and Insurance will continue working to develop ABI policy on the evidence base for HIV risk and ensure that insurance applications are dealt with fairly."
The head of Compass IFA, Chris Morgan, said: "Its already well documented that, working closely with the ABI, we were responsible for removing discrimination within the life assurance industry. Were now very proud to have been involved in writing the new ABI Consumer Guide on HIV and Insurance."




