Life Insurance Questions

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Life Insurance Questions

The topic of life insurance can be confusing so we've created a section listing all of the common life insurance questions regarding smoking, how much cover you should take, how lifestyle affects your life insurance premiums and planning for life cover.

• General Life Insurance Questions
• Different Types of Life Insurance
• Financial Planning - how Life Insurance fits in to the wider picture
• How much you should you insure yourself for?
• Life Insurance for Diabetics
• How smoking affects your life insurance premiums
• Other issuers relating to your health & lifestyle

What is life insurance?

Life insurance is a personal insurance plan designed to pay out a sum of money on the death of the policyholder.

Variants of life insurance include policies which pay out a monthly sum instead of a lump sum (family benefit), policies which pay out on survival as well as on death (whole life), and policies which also cover the policy holder for critical illness.